We’re so excited to have passed this huge milestone! Team Spriggy is now 100,000 members strong! 🎉

We're hugely appreciative of all the support we've had from Australian families on our mission and are humbled to be part of changing the way that kids around the country are learning about the incredibly important lessons that lay at the heart of lifelong healthy relationships with finance.

Along the way, we've grown up a bit ourselves. From what started as a lightning bolt of brilliance between two buddies who were bored with the banking system, we now sit as a team of 13 passionate and dedicated people, working hard towards making a difference in financial education.

We've learned that every Spriggy family is unique and the incredible importance that comes with listening to each and every one of our members. With their help we've been able to build our community and the best possible version of Spriggy.

We've learned how awesome the "Chief Home Officer" is - how mums and dads around Australia are juggling all of the tasks and responsibilities of managing a family, and are doing a bang-up job of it, too! We've worked really hard to make sure that these parents feel supported in their day-to-day lives, in the hopes that we can make their massive job that bit easier.

And, importantly, we've learned how far even a little bit of education can go towards reducing the stress that comes along with the complexity of financial management. We know just how powerful giving families the tools to help them teach their kids can be, and how much of a difference it can make to the way kids look at the world around them and interact with their finances. For us, that's a really great feeling - being able to shape the way the kids of today are learning money management for tomorrow is what keeps us working hard towards our goals!

**So - a milestone this big deserves a big ol' celebration, we think!**

We want to spread the word even further and help as many Aussie families as we can. So, we're giving you guys Spriggy, Free with Friends!

Share our mission with your friends and family this May. If you have three friends join in on the fun, you'll grab yourself 12 months FREE Spriggy membership - and if five friends come to the party, you've got Spriggy FREE FOREVER!

via GIPHY

Just share your personalised referral code - you can find it in your app under 'Account'. We'll keep you updated each week as to how many mates you've referred, too - so keep an eye out for those notifications!

So, come on - join in on the fun. The more, the merrier!

Love, Team Spriggy
Find full Terms & Conditions below

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“Free Forever with Friends”
PROMOTION TERMS AND CONDITIONS

  1. Information on how to enter and the prize(s) form part of these Terms and Conditions. Participation in this promotion is deemed acceptance of these Terms and Conditions.

  2. Entry is only open to Australian residents aged 18 years or over. Employees (and their immediate families) of the Promoter and agencies associated with this promotion are ineligible to enter. Immediate family means any of the following: spouse, ex-spouse, de facto spouse, child or step-child (whether natural or by adoption), parent, step-parent, grandparent, step-grandparent, uncle, aunt, niece, nephew, brother, sister, step-brother, step-sister or 1st cousin.

  3. Promotion commences on 02/05/2018 and ends at 11:59pm AEDT on 31/05/2018.

  4. Individuals are eligible to receive a reduction on their Spriggy annual membership if they meet the criteria outlined below (Eligible Account Holder).

    • have an existing Spriggy account with at least one active card;
    • share their unique referral code with the referee;
    • the referees must join Spriggy before 31/05/2018 (“Eligible Referral Account Holder”);
    • the referees must not be an existing Spriggy member;
    • the referees must use the referees Referral Code when registering; and
    • the referees must activate their Spriggy account.
  5. At the completion of the above, the Promoter will award the Eligible Account Holder one (1) approved referral.
    The reductions are:

    • FREE YEAR - one (1) year free family membership for three (3) approved referrals; or
    • FOREVER FREE - ten (10) year free family membership for five (5) approved referrals;
    • reduction will apply from the next annual billing date; and
    • reduction are limited to existing active accounts only.
  6. This offer is not eligible with any other offer.

  7. Multiple entries permitted, subject to the conditions below:

    • An Eligible Account Holder can refer an unlimited number of Eligible Referral Account Holders;
    • A Eligible Referral Account Holder can go on to participate as an Eligible Account Holder.
  8. The Promoter reserves the right, at any time, to verify the validity of entries and Eligible Account Holders and Eligible Referral Account Holder (including their identity, age and place of residence) and reserves the right, in its sole discretion, to disqualify any individual who the Promoter has reason to believe has breached any of these Terms and Conditions, tampered with the entry process or engaged in any unlawful or other improper misconduct calculated to jeopardise fair and proper conduct of the promotion. Errors and omissions may be accepted at the Promoter's discretion. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights. The Promoter's legal rights to recover damages or other compensation from such an offender are reserved.

  9. Incomplete or illegible entries will be deemed invalid.

  10. If there is a dispute as to the identity of an Eligible Account Holder or Eligible Referral Account Holder, the Promoter reserves the right, in its sole discretion, to determine the identity of the Eligible Account Holder or Eligible Referral Account Holder.

  11. The Promoter’s decision is final and no correspondence will be entered into.

  12. Prizes, or any unused portion of a prize, are not transferable or exchangeable and cannot be taken as cash.

  13. Prizes will be made available to the Eligible Account Holder within three (3) business days of the promotion end date.

  14. If any prize is unavailable, the Promoter, in its discretion, reserves the right to substitute the prize with a prize to the equal value and/or specification, subject to any written directions from a regulatory authority.

  15. If this promotion is interfered with in any way or is not capable of being conducted as reasonably anticipated due to any reason beyond the reasonable control of the Promoter, including but not limited to technical difficulties, unauthorised intervention or fraud, the Promoter reserves the right, in its sole discretion, to the fullest extent permitted by law: (a) to disqualify any Eligible Account Holder or Eligible Referral Account Holder; or (b) subject to any written directions from a regulatory authority, to modify, suspend, terminate or cancel the promotion, as appropriate.

  16. Any cost associated with accessing the promotional website or App is the Eligible Account Holder’s or Eligible Referral Account Holder’s responsibility and is dependent on the Internet service provider used. The use of any automated entry software or any other mechanical or electronic means that allows an Eligible Account Holder or Eligible Referral Account Holder to automatically enter repeatedly is prohibited and will render all entries submitted by that Eligible Account Holder or Eligible Referral Account Holder invalid.

  17. Nothing in these Terms and Conditions limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act, as well as any other implied warranties under the ASIC Act or similar consumer protection laws in the States and Territories of Australia (“Non-Excludable Guarantees”). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the promotion.

  18. Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter’s control); (b) any theft, unauthorised access or third party interference; (c) any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter; (d) any variation in prize value to that stated in these Terms and Conditions; (e) any tax liability incurred by a winner or Eligible Account Holder or Eligible Referral Account Holder; or (f) use of a prize.

  19. As a condition of accepting the prize, a winner must sign any legal documentation as and in the form required by the Promoter and/or prize suppliers in their absolute discretion, including but not limited to a legal release and indemnity form.

  20. The Promoter collects personal information ("PI") in order to conduct the promotion and may, for this purpose, disclose such PI to third parties, including but not limited to agents, contractors, service providers, prize suppliers and, as required, to Australian regulatory authorities. Entry is conditional on providing this PI. The Promoter will also use and handle PI as set out in its Privacy Policy, which can be viewed at https://www.spriggy.com.au/terms. In addition to any use that may be outlined in the Promoter’s Privacy Policy, the Promoter may, for an indefinite period, unless otherwise advised, use the PI for promotional, marketing, publicity, research and profiling purposes, including sending electronic messages or telephoning the Eligible Account Holder or Eligible Referral Account Holder. The Privacy Policy also contains information about how Eligible Account Holders or Eligible Referral Account Holders may opt out, access, update or correct their PI, how Eligible Account Holders or Eligible Referral Account Holders may complain about a breach of the Australian Privacy Principles or any other applicable law and how those complaints will be dealt with. All entries become the property of the Promoter. The Promoter will not disclose Eligible Account Holder’s or Eligible Referral Account Holder’s personal information to any entity outside of Australia.

  21. The Promoter is Rivva Pty Ltd (Spriggy) ACN 603 542 918 Level 7, 249 Pitt Street Sydney NSW 2000.